How to Report Identity Theft
Change your passwords, PINs, and security. You must do this right away report identity theft because doing so will protect your data against cybercriminals. By changing these answers to your questions you need to report identity theft to update them and enter stronger ones that are less easy for fraudsters to break into.
We know you don’t like to think about these things but it doesn’t hurt to take a few minutes each day to make sure that your contact information is up-to-date. You can also add in extra security or two-changing your email address by adding another wildcard or having one end in “x” while the email addresses under it start with “y@”. By thinking of simple ways to stay aware of fraudsters, you will be able to avoid accounts that might have been compromised.
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Contact your financial institution now
If you think your account has been compromised, contact us immediately. Report it to the U.S. Federal Trade Commission by phone at 877/438-4338 or online. See the FTC website on identity theft for more information. Contact your financial institutions before alerting them to any potential fraud, see their websites for details on how to report potential fraud involving things like credit cards, debit cards, and checking accounts from within the last 60 days that might have involved a loss or stolen card or other fraudulent activity.
Contact to law enforcement
Once you’ve recovered from the shock of discovering that your money is missing, don’t delay before calling law enforcement and reporting that you were the victim of identity fraud in an online transaction. They must become involved as soon as possible so they can help guide you through the process moving forward while protecting any potential witnesses they might interview which could help save time when it comes to seeking compensation later on down the road.
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Increase fraud alert on your credit
After being hacked, contact the three major credit bureaus.
With a fraud alert on your credit, banks and credit card companies will have to contact you before opening any new accounts in your name.
Never lower your defenses
You must remain vigilant of your credit report, balances, and account activity if you’re one of the many people who have had their report identity theft stolen every year. The fraudsters and scammers that cause these incidents are only too happy to use a compromised identity in some way. By checking up on your credit report identity theft regularly, getting a hold of all relevant information at once, and filing reports with the right divisions, you help ensure damaged credit scores aren’t your fault. Remember to keep yourself even further protected by changing passwords often so nothing’s wasted.
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Up to date the software
Operating system providers like Microsoft and Apple. They are so dedicated to enhancing our experience with devices that they frequently release updates to their systems. That is why it is a great idea to keep up-to-date with the latest releases through automatic updates whenever possible. The easiest way to do this usually means opening your Control Panel or Preferences on your Mac computer, managing your software updates, and sitting back as your device automatically downloads and installs.
Careful what you click
Some malware targets vulnerabilities, like bugs in the software on your computer. This makes sense because your computer won’t let you do anything until you remove those errors. Other malware masquerades as games or screen savers. They trick you by abusing privacy settings and listening to what you’re saying. As soon as they hear a specific word, they respond and make an action, such as deleting files off your computer. One common strategy is to display a fake virus test and tell you there’s a problem and that you need to download some software to be secure again.
10 Things to Do if Your Identity Is Stolen
To minimize the damage, here are 10 steps to take once you realize you may be a victim of identity theft.
- File a claim with your identity theft insurance, if applicable.
- Notify companies of your stolen identity.
- File a report with the Federal Trade Commission.
- Contact your local police department.
- Place a fraud alert on your credit reports.
- Freeze your credit.
- Sign up for a credit monitoring service, if offered.
- Tighten security on your accounts.
- Review your credit reports for mystery accounts.
- Scan credit card and bank statements for unauthorized charges.